Dentistry is Not Expensive, Neglect Is: The Cost of Overlooking Dental Care & How Medicare and Money Can Help

They say, “Dentistry is not expensive, neglect is.” But what does this really mean? Simply put, skipping routine dental care can lead to serious health complications and skyrocketing medical expenses. If you’re approaching retirement or already on Medicare, understanding your dental coverage is crucial to maintaining both your health and financial stability.

At Medicare and Money, we specialize in helping seniors maximize their Medicare benefits while also offering expert guidance in Social Security planning and real estate insurance. As an RSSA-certified professional and financial advisor, we understand the long-term financial risks of neglecting dental care and how proper planning can save you from unexpected costs.

The True Cost of Neglecting Dental Health

Many people believe they can save money by skipping routine dental checkups, but in reality, untreated dental issues often lead to:

Tooth decay and infections – leading to costly extractions and implants
Gum disease – linked to heart disease, diabetes, and even dementia
Tooth loss – affecting digestion, speech, and confidence
Expensive emergency treatments – root canals, surgeries, and hospital visits

What’s worse? Most Medicare plans do not cover routine dental care, meaning seniors are left paying out-of-pocket for procedures that could have been prevented with regular care.

Does Medicare Cover Dental Care?

Traditional Medicare (Parts A & B) does NOT cover routine dental exams, cleanings, fillings, dentures, or implants. It only covers dental services in emergency hospitalizations. This is why many seniors find themselves paying thousands in unexpected dental expenses.

However, you DO have options! As Medicare and Money, we help you:

Explore Medicare Advantage (Part C) plans that include dental coverage
Compare dental insurance add-ons to supplement your Medicare plan
Plan financially so dental care is budgeted into your retirement strategy

Why Planning Ahead is Important

As an RSSA-certified agent, we specialize in Social Security planning to ensure you maximize your benefits while covering essential healthcare costs—including dental. Proper financial planning can help seniors:

💰 Avoid major out-of-pocket dental expenses
🦷 Get routine care to prevent costly procedures
📉 Ensure financial stability in retirement

At Medicare and Money, we believe in protecting both your health and finances. Ignoring dental health now could mean higher medical bills later, but with the right Medicare plan and financial strategy, you can safeguard your future.

Let’s Find the Best Plan for You!

If you’re unsure whether your Medicare plan covers dental services or need guidance on affordable dental coverage options, we’re here to help! Contact Medicare and Money today for a free consultation and let’s create a plan that keeps your smile and savings intact.

📞 Call us at 856-441-3536
🌐 Visit www.medicareandmoney.com

Because a healthy smile shouldn’t break the bank—smart planning makes all the difference!

#MedicareAndMoney #RSSA #DentalHealth #MedicareCoverage #RetirementPlanning #FinancialWellness #HealthySmiles

Previous
Previous

How Family Members Can Help Seniors Manage Their Medicare Benefits: A Guide for New Jersey Residents

Next
Next

The Social Security First Year of Retirement Rule: How It Benefits Midyear Retirees