Welcome to Medicare & Money!

These Terms & Conditions ("Terms") govern your access and use of the Medicare & Money website and any related services ("Services"). Please read these Terms carefully before using our website or Services. By accessing or using our website or Services, you agree to be bound by these Terms.

1. Eligibility

You must be at least 18 years old and have the legal capacity to enter into these Terms in order to use our website or Services.

2. Use of Our Website and Services

You may use our website and Services for your personal, non-commercial use only. You may not use our website or Services for any illegal or unauthorized purpose, including, but not limited to, violating any laws or regulations, infringing on any third-party rights, or transmitting any harmful content.

3. User Content

You are responsible for any content you submit to our website or Services ("User Content"). You represent and warrant that you own all rights to your User Content or have obtained all necessary permissions to use it, and that your User Content does not violate any laws or regulations or the rights of any third party. You agree not to submit any User Content that is illegal, harmful, offensive, or otherwise objectionable.

We reserve the right to remove any User Content that we deem to be in violation of these Terms or for any other reason in our sole discretion.

4. Disclaimers

OUR WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE COMPLETENESS, ACCURACY, RELIABILITY, OR TIMELINESS OF THE INFORMATION PROVIDED ON OUR WEBSITE OR SERVICES. WE DO NOT WARRANT THAT OUR WEBSITE OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

5. Limitations of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OUR WEBSITE OR SERVICES, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, AND PUNITIVE DAMAGES.

6. Indemnification

You agree to indemnify and hold harmless Medicare & Money and its officers, directors, employees, agents, and partners from and against any and all claims, losses, damages, liabilities, costs, and expenses (including attorneys' fees) arising out of or related to your use of our website or Services or your violation of these Terms.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of laws provisions.

8. Entire Agreement

These Terms constitute the entire agreement between you and Medicare & Money regarding your use of our website and Services.

9. Amendment

We reserve the right to modify these Terms at any time. Any changes will be posted on our website. Your continued use of our website or Services after the posting of any changes constitutes your acceptance of the new Terms.

10. Contact Us

If you have any questions about these Terms, please contact us at 856-441-3536.